Trades Public Liability
Essential Coverage for Every Tradie's Needs
Public Liability insurance is not just a policy, but an essential safeguard for any Trades professional. This coverage is crucial, and often serves as a prerequisite for accessing job sites. It provides comprehensive protection against damages or injuries that might occur during your work.
Public Liability insurance helps protect your financial assets from the unexpected, and ensures that you can confidently handle public liability claims made against you. This insurance is a cornerstone for the resilience and continuity of your business, as it covers not only mishaps on the job, but also unforeseen injuries to a client.
We're your partner in protection
At Tradesure, we recognise the unique challenges faced by tradies, and we're committed to offering more than just insurance. We provide peace of mind and a shield for your hard-earned business against unforeseen events by offering the vital coverage your business needs for its continued success and growth.
Our public liability insurance is designed to cover the everyday essentials needed to help support your financial wellbeing. It includes not only standard liability cover, but can also extend to professional indemnity insurance for protection against claims of professional negligence, and product liability insurance for goods and services supplied.
What is and isn’t covered?
Property damage
Cost of repair or replacement if you, your employees, or your tools cause accidental damage to property during a job.
Injury
Medical expenses and rehabilitation costs should a client or member of the public be injured during your work activity.
Legal costs
Legal costs, including defence or court fees if you need to defend a claim made against you. This is crucial for protecting your financial assets in case of a lawsuit.
Why use Tradesure?
What To Expect When You Use Tradesure
When you reach out to us, either via a phone call or through our online request form, our first step is to understand you and your business. We'll chat about your specific trade, the size of your operations, and the level of cover you need. This conversation sets the foundation for finding the insurance that fits you just right.
Based on our initial conversation, our insurance experts will chat to you about the insurance policies that offer the best fit for you and your business. This isn't about giving you a generic policy, it's about ensuring that the coverage we find matches with your business goals. From public liability to product liability, we cover all bases.
We encourage questions and are here to clear up any doubts. If there's something you're unsure about or a term that seems confusing, just ask. Our team prides itself on being approachable and knowledgeable, ready to explain the ins and outs of your policy anytime.
Once you've selected the right insurance for your needs, we'll guide you through the process of setting up your policy. This step is all about making sure every detail is correct and that your coverage starts exactly when you need it.
We understand the importance of cash flow for tradies, which is why we offer flexible payment options. Whether you prefer to pay in one go or spread the cost over time, we'll work with you to find a payment plan that suits your financial situation.
After your policy is in place, our support doesn't stop. We're here to assist with any future questions or changes you might need. If anything changes in your business, keep us informed so we can help ensure your cover is accurate.
If you ever need to make a claim, our team is right there to help. We take the stress out of the claims process by liaising with insurers to act on your behalf, keeping you informed every step of the way.
Frequently Asked Questions
Get Covered Now
Don't wait for the unexpected to happen. Reach out to us today to safeguard you and your business against unforeseen accidents and liabilities.